1. Faith – Hebrews 4:2, NIV – “For we also have had the gospel preached to us, just as they did; but the message they heard was of no value to them, because those who heard did not combine it with faith.”

2. Love – Galatians 5:6, NIV – “For in Christ Jesus neither circumcision nor uncircumcision has any value. The only thing that counts [has value] is faith expressing itself through love.”

3. Godliness – 1 Timothy 4:8, NIV – “For physical training is of some value, but godliness has value for all things, holding promise for both the present life and the life to come.”

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